The 
Savings Layer
for 
Stellar
Set savings goals, automate recurring deposits, and grow your stablecoins in non-custodial smart vaults on Stellar. Live on testnet.
How It All Works
Every feature in motion. Watch it work.
Choose Strategy
Conservative
6–8%
Balanced
8–12%
Growth
12–18%
Ecosystem
Unlock the full potential of the Stellar ecosystem
and interact directly with top protocols all directly through Nester.
Diversified Yield Strategies
We dynamically route your assets across top-tier lending pools and AMMs on Stellar to safely optimize your returns.
Seamless App Integrations
Enjoy a frictionless user experience with our built-in integrations for leading wallets, trackers, and DeFi protocols.
Smart Liquidity Routing
Our architecture leverages Soroban to automatically source the deepest liquidity and best rates across the network.
Unified Ecosystem Access
Tap into the complex landscape of decentralized finance, curated perfectly into one intuitive application.
Aquarius
AMM / Liquidity
Decentralized liquidity layer and voting protocol for the Stellar DEX.
Reflector
Price Oracle
Decentralized price feeds for assets on Stellar and Soroban.
Vibrant
Savings App
Earn yield on stablecoins and send money globally from your phone.
Pendulum
Cross-chain Bridge
Connects Stellar stablecoins to EVM ecosystems via decentralized bridges.
Aquarius
AMM / Liquidity
Decentralized liquidity layer and voting protocol for the Stellar DEX.
Reflector
Price Oracle
Decentralized price feeds for assets on Stellar and Soroban.
Vibrant
Savings App
Earn yield on stablecoins and send money globally from your phone.
Pendulum
Cross-chain Bridge
Connects Stellar stablecoins to EVM ecosystems via decentralized bridges.
Blend Protocol
Lending
Permissionless lending pools built on Soroban smart contracts.
Soroswap
DEX / AMM
Uniswap-style automated market maker natively on Soroban.
Lobstr
Wallet
The most popular non-custodial wallet for the Stellar network.
Ultra Stellar
Portfolio Tracker
Full-featured Stellar wallet with built-in DEX and analytics.
Blend Protocol
Lending
Permissionless lending pools built on Soroban smart contracts.
Soroswap
DEX / AMM
Uniswap-style automated market maker natively on Soroban.
Lobstr
Wallet
The most popular non-custodial wallet for the Stellar network.
Ultra Stellar
Portfolio Tracker
Full-featured Stellar wallet with built-in DEX and analytics.
USDC on Stellar
Stablecoin
Native USD-backed stablecoin issued by Circle on the Stellar network.
Phoenix Protocol
DeFi Hub
Multi-hop DEX aggregator and yield optimizer on Soroban.
Freighter
Developer Wallet
Browser extension wallet for building and testing on Stellar.
Lumenswap
DEX
Decentralized exchange and token issuance platform on Stellar.
USDC on Stellar
Stablecoin
Native USD-backed stablecoin issued by Circle on the Stellar network.
Phoenix Protocol
DeFi Hub
Multi-hop DEX aggregator and yield optimizer on Soroban.
Freighter
Developer Wallet
Browser extension wallet for building and testing on Stellar.
Lumenswap
DEX
Decentralized exchange and token issuance platform on Stellar.
How Nester Works
You bring the crypto. We handle the rest.
Step 01
Choose a vault. Your money goes to work instantly.
Choose one of three vault tiers. Deposit stablecoins, and the vault routes them to integrated Stellar yield protocols through adapter contracts.
Classified Intel
Questions? Declassified.
Everything you need to know about Nester. Click to remove the redactions.
What is Nester?
Nester is a non-custodial savings app on Stellar. You set savings goals, automate recurring deposits, and hold stablecoins in smart vaults that route deposits to Stellar yield protocols. Nester is live on testnet today; mainnet follows an external security audit.
How does Nester generate yield?
Vault deposits are routed through adapter contracts to integrated Stellar yield protocols, within per-protocol limits set by each vault's risk parameters. Rebalancing is triggered by a keeper and rate-limited on-chain. On testnet, the yield integrations are still being connected, so vaults do not earn live yield yet.
Is my money safe?
Funds are held in non-custodial smart contracts — Nester never has direct access to your deposits. The contracts include a circuit breaker, timelocked upgrades, and a guardian role that can pause but never increase risk. They have not been audited yet and run on testnet only; an external audit is required before mainnet. Integrated protocols carry their own risks — see the Security & Audit page.
How do withdrawals work?
You can withdraw at any time. Your vault shares are burned on-chain and the underlying stablecoins are paid from the vault's available liquidity straight back to your own wallet. Withdrawing within one day of depositing incurs a 0.1% early-withdrawal fee; locked positions charge a higher fee if exited early.
What is auto-invest?
Auto-invest lets you set up an on-chain recurring deposit mandate — for example, $200 USDC into the Balanced Vault every week. Once you authorize the mandate, deposits execute automatically on schedule, straight from your wallet into your chosen vault. You can pause or cancel it at any time.
Is there a minimum deposit?
The minimum deposit is one unit of the vault's asset (for example, 1 USDC). Small, frequent deposits are practical because Stellar transaction fees are a fraction of a cent.
What are the fees?
By default, vaults charge a 10% performance fee on yield earned, a 0.5% annual management fee, and a 0.1% fee on withdrawals made within one day of depositing. Fee parameters are stored on-chain, and changes are logged publicly.
Which assets and chains are supported?
Nester runs on Stellar only. On testnet, vaults accept USDC and XLM.